Legal News

A study from T. Rowe Price about 401(k) plan participants had some results that should really not shock anyone. The study showed that people who participate in 401(k) plans are more confident about their financial futures than those who don’t...By: Ary Rosenbaum

I always say that the retirement plan business is relationship-driven. It’s a business built on trust and it’s built on time. One of my dear friends in this business is James Holland, an advisor based in North Carolina. We started with a phone...By: Ary Rosenbaum

The greatest thing about the Internet is the distribution of information that people used to have to rely on an Encyclopedia or other reference materials to find out information on a specific topic. This is so true of retirement plans and plan...By: Ary Rosenbaum

I was a little irritated when a person from my community was appointed to an elected position because of a vacancy. I never met the man, but I’m a little disgusted by him because of his past posts on Facebook. Borderline racist, disparaging comments...By: Ary Rosenbaum

It was clear by the time that Carlos Beltran was interviewing for the Mets manager job that he was somehow involved with the Houston Astros being accused of stealing signs. I don’t know what Carlos Beltran told General manager Brodie Van Wagenen...By: Ary Rosenbaum

While I loved the fact that pooled employer plan (PEP) is an option as a multiple employer plan (MEP) under the SECURE Act, the problem is that one huge problem concerning MEPs remains and can’t be fixed by law. It’s the slow sales cycle in building...By: Ary Rosenbaum

When I was a kid, there were advertising campaigns that advised people to check their blood pressure because it’s always a great barometer of one’s health. When I was a teenager, the campaign with blood pressure was so successful, they eventually...By: Ary Rosenbaum

When prospecting potential clients that are considering a new 401(k) plan, push those tax credits if they qualify. The SECURE Act made some significant changes and upgrades, that they should be considered and discussed....By: Ary Rosenbaum

In any service industry, the quality of service and price can be far and wide. While people say that I focus way too much on the workings on the third-party administration (TPA) business, I have more experience in that field as an ERISA attorney and...By: Ary Rosenbaum

As an ERISA attorney, I get asked to review new retirement plan tools and plan provider marketing tools. If the product is crap or a complete copy of what is already out there, I’m not going to recommend it....By: Ary Rosenbaum