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Alert "SBA Issues Guidance On PPP Borrower Changes Of Ownership"

On October 2, 2020, the Small Business Administration (SBA) published guidance on when SBA consent must be obtained before a PPP borrower undergoes a change of ownership. It not only covers changes in controlling ownership interests and certain asset sales but also could apply to redemptions of existing minority owners by PPP borrowers, and to buyouts of minority owners by other existing owners. There is potential for significant delay and disruption of deal structures. The new guidance could......
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Porter Hedges LLP | Oct 07,2020 |

SBA Issues Key Guidance on Change of Ownership for PPP Loan Recipients

The Small Business Administration (SBA) recently issued a Procedural Notice (the Notice) containing details about the required procedure that Paycheck Protection Program borrowers (PPP borrowers) must follow when engaging in a transaction that involves a change of ownership....By: Chambliss, Bahner & Stophel, P.C.
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M&A transactions: environmental insurance for contaminated sites

The allocation of risks arising from contaminated sites, irrespective of their location worldwide, is a frequent point of discussion in M&A transactions in the chemical industry. The economic risk is high (examination, decontamination, business interruption, liability to third parties)....By: Hogan Lovells
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Hogan Lovells | Oct 07,2020 |

SBA Notice Paves the Way for Change of Ownership Transactions by PPP Borrowers

For several weeks, parties to pending merger and sale transactions involving Paycheck Protection Program (PPP) loans have been asking what will happen to PPP loan forgiveness applications if a borrower sells its business prior to receiving confirmation of forgiveness; a process that has barely started for most borrowers and that can last up to 150 days....By: Arent Fox
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Arent Fox | Oct 07,2020 |

Buchalter COVID-19 Client Alert: California Extends Validity of Housing Entitlements During the COVID-19 Crisis

On September 28, 2020 Governor Gavin Newsom signed into law Assembly Bill (“AB”) 1561, which extends “by 18 months the period for the expiration, effectuation, or utilization of a housing entitlement” that was in effect on March 4, 2020 and will expire prior to December 31, 2021. In its findings, the Legislature explained that the law was a necessary response to the COVID-19 public health emergency, the consequent economic recession, and the effect of both on the State’s housing affordabili...
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Buchalter | Oct 07,2020 |

The October 2, 2020 SBA Procedural Notice: Change of Ownership Transactions Involving PPP Borrowers

On October 2, 2020, the U.S. Small Business Administration (SBA) released a Procedural Notice providing guidance addressed to Paycheck Protection Program (PPP) lenders and SBA employees as to the circumstances under which prior SBA approval is required before a borrower of a PPP loan undergoes a change of ownership......By: Sheppard Mullin Richter & Hampton LLP
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Fraud on the Board II: Conflicted CEO Tilts Company Sale in PE Firm’s Favor

In In re Mindbody, Inc. Stockholders Litigation, the Delaware Court of Chancery declined to dismiss breach of fiduciary duty claims against the chief executive officer of MINDBODY, Inc. (the Company) arising out of the Company’s 2019 sale to private equity firm Vista Equity Partners. In what is becoming an increasingly common claim in M&A litigation, the court found it reasonably conceivable that the CEO, unbeknownst to the Company’s board of directors, favored Vista in the sale process due to...
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Troutman Pepper | Oct 07,2020 |

SBA Issues Guidance For Ownership Changes Under PPP

Businesses contemplating mergers and/or acquisitions (M&A) during this worldwide pandemic have wrestled with the question of how to treat a target company that reveals an outstanding Paycheck Protection Program (PPP) loan on its books. The promissory note with the PPP lender may have a provision deeming the borrower to be in default if it changes ownership or business structure, or sells its assets, without the lender’s prior written consent......By: Husch Blackwell LLP
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Husch Blackwell LLP | Oct 07,2020 |

Financial Daily Dose 10.6.2020 | Top Story: Cybersecurity Pioneer John McAfee Arrested, Accused of Tax Evasion Over Crypto Promotion

The SEC has sued “cybersecurity pioneer John McAfee” for “promoting the sale of cryptocurrencies without disclosing that he was being paid to do so.” McAfee allegedly recommended “at least seven initial coin offerings to his Twitter followers from at least November 2017 to February 2018 without revealing that he earned more than $23 million to boost them.” McAfee was arrested in Spain this week after fleeing Belize in 2012 “ahead of a murder investigation there”....By: Robins Kaplan LLP
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Robins Kaplan LLP | Oct 07,2020 |

PPP Loans and M&A Transactions: New Guidance from the SBA

The Paycheck Protection Program (the “PPP”) created under the CARES Act has provided much needed assistance to millions of businesses and other organizations operating in the United States that have been impacted by the COVID-19 pandemic. This program continues to evolve with the latest development addressing situations in which a PPP borrower is participating in a change of control, merger or an acquisition transaction....By: Dorsey & Whitney LLP
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Dorsey & Whitney LLP | Oct 07,2020 |
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